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Member Rates

Deposit Accounts*

(effective as of 12/31/2014)

Account Type Rate APY*
Regular Shares 0.10% 0.100%
Special Shares 0.20% 0.200%
IRAs 0.25% 0.250%
Share Drafts 0.01% 0.010%
Money Market Account 0.20% 0.200%
Christmas Club 0.20% 0.200%
Vacation Club 0.20% 0.200%

*Rates subject to change at any time.

APY based on the assumption that minimum balances and other requirements are met. Regular Share, Special Share, and Kids Klub rate dividends are compounded quarterly. IRA, Share Draft, Money Market, Christmas Club, and Vacation Club rate dividends are compounded monthly. **APY is Annual Percentage Yield.

Certificate of Deposit*

(effective as of 12/31/2014)

Minimum Deposit: $500.00

Certificate Type Rate APY*
90 Days 0.15% 0.15%
6 Months 0.20% 0.20%
12 Months 0.20% 0.20%
18 months 0.25% 0.25%
24 Months 0.40% 0.40%
30 Months 0.40% 0.40%
3 Years 0.50% 0.50%
4 Years 0.60% 0.60%
5 Years 0.70% 0.70%

$50.00 minimum balance is required in share account to open certificate account

Payday Certificates are available. Minimum deposit is $100.00 and a total monthly deposit of $100.00 is required through payroll deduction.

* Rates subject to change at any time.
** APY=Annual Percentage Yield

Loan Rates

(effective as of 10/17/14)

New & Used Automobile

Financing Annual Percentage Rate
Up to 36 Months as low as 2.00% to 18.00% APR**
37 to 60 Months as low as 2.25% to 18.00% APR**
72 Months* as low as 2.75% to 15.25% APR**

*Amounts exceeding $30,000.
**Rate based on credit performance and member discounts.

Share Secured Loans

3% Over Dividend Rate Being Paid

Certificate Secured Loans

3% Over Dividend Rate Being Paid

Line of Credit

12.00% to 16.00%* Annual Percentage Rate

*Rate based on credit performance.

Home Equity Line of Credit (HELOC)

Loan-to-Value Maximum Limit Annual Percentage Rate
80% $50,000 Prime Rate
85% $25,000 Prime Rate + 1%
90% $15,000 Prime Rate + 3%

Maximum rate - 13.00%. Minimum rate - 5.00%.

Rates tied to Prime and may change at any time.

Rate Changes: The annual percentage rate can change semi-annually on the first day of January and July. There is no limit on the amount by which the annual percentage rate can change during any one year period.

Signature Loans

Term of Loan Annual Percentage Rate
1-3 Year (approx.) as low as 8.00% - 18.00% APR*

*Rate is based on credit performance, loan term, and PFCU discounts.

Household Goods

(purchase only)

12.00% APR

Home Improvement

9.25% APR


Call 615-749-6179 for current rates.
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Parthenon Federal Credit Union
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Parthenon Federal Credit Union
2204 Rosa L. Parks Blvd.
Nashville, TN 37228
Fax: 615-749-6345
NCUA Insured Your Savings Federally insured to at least $250,000
and backed by the full faith and credit of the United
States Government. National Credit Union
Administration, a U.S. Govt. Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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